• Buy Cheap Cell Phones Online: Amazon Wireless

    Updated: 2010-09-30 16:10:47
    Amazon Wireless just recently launched and they offer the option of being able to buy cheap cell phones from them, upgrade or renew your plan, and get free 2-day shipping to boot. They currently offer phones for AT&T, Verizon, and T-Mobile....

  • Mattel’s (NYSE: MAT) Fisher-Price Announces Recall of 10 Million Toys

    Updated: 2010-09-30 16:07:10
    Fisher-Price is a subsidiary of Mattel Inc. and one of the largest manufacturer’s of infant and pre-school toys in the world. According to a press release made available on the U.S. Consumer Product Safety Commission website, Fisher-Price announced a voluntary recall of over 10 million units to include the Trikes tricycle line. The recall announced [...]

  • Mozy Mac: A Great Solution for Mac Online Backup

    Updated: 2010-09-30 15:00:26
    Windows users have a wide variety of online backup services to choose from, but if you’re a Mac user, you don’t necessarily have as many options. Fortunately for those that use Apple products, Mozy has a great solution to back-up your data, Mozy Mac, which offers the same great online back-up solution that’s available on [...]

  • Audible.com Free Download: Get a Free Audio Book from Audible.com.

    Updated: 2010-09-30 15:00:17
    Audible.com is currently offering a free download of an audio book to any user that signs up for a one-month free trial subscription. If you’ve never used Audible.com before, consider getting an Audible.com free download audiobook to try out the service. If you are not familiar with Audible.com, it’s a service which provides downloadable audiobooks [...]

  • Lending Club Self-Directed IRA

    Updated: 2010-09-30 02:06:01
    Lending Club offers a self-directed no-fee IRA. This will allow you to invest your IRA money in any investment that is approved by the U.S. government to be held in an IRA. They would probably prefer you to invest in Lending Club notes, which have average 9.6% returns, but you have the option of investing [...]

  • Mint Slideshow: Hyperinflation

    Updated: 2010-09-29 18:36:43
    In this slideshow, we've compiled thirteen hyperinflation currencies that feature anywhere from six to 14 zeroes (that is, from a couple hudred thousand to a trillion).

  • You Always Have Options

    Updated: 2010-09-29 15:42:23
    If you are unhappy or fearful, just remember that you always have options... it's just a matter of doing something about it.

  • Why Students Should Use Canadian Secured Credit Cards

    Updated: 2010-09-29 08:00:00
    Why Students Should Use Canadian Secured Credit Cards I remember getting my first credit card back in 1982-ish. I started a new job and was anxious to get my credit started. I wanted the feeling of having a piece of credit with the banks. I knew that if a bank gave me credit, that was a good step. At [...]

  • Risk And Real Estate Investment

    Updated: 2010-09-29 08:00:00
    Risk And Real Estate Investment Profitable Real Estate Investing In the last 20 years or so, hundreds of people have found that investing in real estate can be challenging but profitable. While some may have entered the business with the idea that it is a way to make some easy money, the successful [...]

  • Offshore Bank Accounts as Investment Tools

    Updated: 2010-09-29 08:00:00
    Offshore Bank Accounts as Investment Tools A bank account is considered "offshore" if the bank housing the account is in a foreign jurisdiction to the account holder's country of residence. Certain banking destinations around the globe offer particualarly attractive financial instruments [...]

  • New Immigrants Should Apply for a Canadian Secured Credit Card

    Updated: 2010-09-29 08:00:00
    New Immigrants Should Apply for a Canadian Secured Credit Card A few years ago when I was working with an earlier project with my company I was required to get a U.S. credit card. Being a resident of Canada I don't have U.S. citizenship or U.S. credit rating. I felt the frustration one would [...]

  • How to Get a Free Credit Check

    Updated: 2010-09-29 08:00:00
    How to Get a Free Credit Check Online Credit Reports makes reviewing your credit value easier than ever. Consumers who regularly check their free credit report online find it much easier to catch and correct any errors listed on their credit history. Online credit reports also help consumers to prevent [...]

  • Four Foundations of Stock Option Trading

    Updated: 2010-09-29 08:00:00
    Four Foundations of Stock Option Trading In today's markets, it is almost impossible to find any investment that offers more flexibility, leverage, and limited risk than stock option trading. Especially at this time in history with online option trading which puts the power of these sophisticated [...]

  • eBay (NASDAQ: EBAY) works to improve website accessibility to the visually impaired

    Updated: 2010-09-29 02:33:21
    At the National Federation of the Blind, a small group of technical analysts work with websites and gadgets to test how easy they can be used by the blind. The online auction website, eBay which is used by millions, was one of the more recent websites to be examined. The advocacy group for the blind [...]

  • A Credit Union Bailout: What Does It Mean For Consumers?

    Updated: 2010-09-28 23:21:32
    In case you haven't heard, three credit unions got into a bit of trouble last week. Well, a lot. They had to be bailed out. Credit unions have been sort of rediscovered by consumers lately, with their lack of "gotcha" fees and product features and historically sturdier lending standards that helped them survive the crisis that many banks didn't. So we won't be surprised to hear that the statement above alarms you and you probably have questions.

  • Investing 101: Defining Your Risk Tolerance

    Updated: 2010-09-28 19:08:32
    Anyone who tells you what investments to buy without knowing anything about you is giving you poor advice. A responsible way to decide what investments and strategies are best, is to start by deciding whether you’re willing to take big risks for the chance at big profits, or would prefer a safe and sure approach for lower potential reward.

  • Bank of America (NYSE: BAC) at the top of the list for poor HAMP performance

    Updated: 2010-09-28 17:40:26
    According to data released recently by the government, Bank of America is standing out amongst the largest mortgage servicers for their unusually poor performance under the Obama administration’s Home Affordable Modification Program (HAMP). Eight of the largest mortgage servicers have offered an alternative mortgage modification to 44.5 percent of the homeowners that had canceled HAMP [...]

  • Amazon (NASDAQ: AMZN) announces launch of “Kindle for the Web”

    Updated: 2010-09-28 17:34:32
    Amazon’s e-book strategy seems to be based on two things. The first is that you buy once and can then read anywhere (thanks to the much pushed Kindle apps). The second consists of pushing the Kindle and the Kindle version of books as much as they possibly can. The newly announced “Kindle for the Web” [...]

  • Mozy.com Free: Get Free Online Backup with Mozy.com

    Updated: 2010-09-28 15:00:57
    If you want to make sure that your files and documents are backed up, but don’t want to pay a monthly free for the privilege, consider getting started with Mozy by taking advantage of Mozy.com Free, which provides 2GB of free online back-up services to anyone that signs up for the service. Before you jump [...]

  • How to Get an Audible.com Free Trial and a Free Audio Book

    Updated: 2010-09-28 15:00:14
    If you’re interested in audiobooks, consider taking advantage of the Audible.com Free Trial in which new users can get a one-month free trial and one free audio book from Audible.com. If you are not familiar with Audible.com, it’s a service which provides downloadable audiobooks to its customers which can be played on the computer, some [...]

  • Radio Interview With the Author of Stick It To Sue Happy Debt Collectors on KSVY Sonoma

    Updated: 2010-09-28 10:12:00
    FMD Consumer Blog Consumer News Consumer Help Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Radio Interview With the Author of Stick It To Sue Happy Debt Collectors on KSVY Sonoma Tags : Debt Collectors Debt Collection Illegal Collections Abusive Debt Collectors Stop Debt Collectors Fighting Debt Collectors Fight Collection Lawsuits Beat Debt Collectors Categories : Consumers Credit Cards Debt Debt Collectors Posted by Allen on 9 28 2010 12:12 PM Comments 0 I've been meaning to post the radio interview regarding my book Stick it to Sue Happy Debt Collectors . KSVY Sonoma California , interviewed me regarding consumers defending themselves against debt collectors in court

  • ChoiceTrade: Free Options Trades During Expiration Week

    Updated: 2010-09-28 09:51:31
    Online broker ChoiceTrade recently announced that they are now offering equity and ETF options trades for zero commission during options expiration week. Expiration week is the week ending with expiration Friday — the week before the third Saturday of each month. Summary of details: * Zero-commission option trading, once a month, for one week during [...]

  • Blink: Don’t Think Without Thinking When It’s About Money

    Updated: 2010-09-28 09:14:47
    Thanks to the discovery of free eBook rentals at the library, I finally read Blink: The Power of Thinking Without Thinking by Malcolm Gladwell over the weekend. It’s a short book and an easy read, which probably helped create its great popularity. The book is primarily about the power of your “adaptive unconscious” to make [...]

  • Can Foreclosure affect our Credit Score?

    Updated: 2010-09-28 08:42:47
    If you are unable to repay back your mortgage, they your property might get foreclosed. If you are foreclosed, then your property will be taken away by the lender of the mortgage and it might be sold off at an auction to recover the unpaid mortgage amount. In case the sale price is lesser than [...]

  • Apple (NASDAQ: AAPL) one of U.S. technology companies to end ban on recruiting workers from competitors

    Updated: 2010-09-28 02:46:51
    Apple and Google were among the six companies that have agreed to end practices that limited the recruiting and hiring of one another’s employees. The six companies involved include: Apple, Google, Adobe Systems Inc., Intel Corp., Walt Disney Co.’s Pixar animation unit, and Intuit Inc. The U.S. Justice Department said that these companies have halted [...]

  • Are You Brave Enough To Put Your Cash In Bonds?

    Updated: 2010-09-28 01:01:36
    Low interest rates drive investors a little mad. We divide our money into two buckets—the cash and the portfolio—and then we get jittery if the cash doesn’t seem to be bringing us regular gifts in the form of sweet, buttery interest payments.

  • How to Swap Gift Cards

    Updated: 2010-09-27 22:31:24
    These sites buy unused gift cards for a portion of the face value, then resell them to consumers at a discount of 3% to 30%, depending the merchant. Buy one of these gift cards, and you can use the full face value of the card and combine (or “stack”) that savings with other store coupons or sales.

  • ING Giving Cash-Back on Debit Card Purchases

    Updated: 2010-09-27 20:34:04
    Recently I have been talking a lot lately about my cash-back debit card I got from Perkstreet Financial. I am currently getting 2% cash-back with it and am loving the Visa gift cards I am getting from them each month, but if you are an ING Direct customer (which I know many of you are) they are now getting in the cash-back game...

  • Bank of America (NYSE: BAC) Reevaluating Loan Modification for Hispanic Customers

    Updated: 2010-09-27 17:37:45
    A former employee of Bank of America (NYSE: BAC) has spoken out about concerns the bank did not properly assist Spanish-speaking customers during mortgage loan modification procedures. The employee speaking out now works for a real estate agent. Part of her responsibilities relates to short sales for homeowners who have loans through Bank of America. [...]

  • Social Security Facts & Info You Probably Didn’t Know

    Updated: 2010-09-27 16:00:38
    Will social security be available when you retire? This is an often discussed topic for most people with ten plus years until retirement. Even though there is talk of solutions like raising the social security age to 70, most financial gurus, bloggers, friends, family and neighbors all agree we can't depend on our government to support us in the retirement years...

  • Variable Annuity Fee Breakdown

    Updated: 2010-09-27 14:22:22
    Variable annuities (VAs) are deferred annuities that allow you to hold stocks and bonds inside their annuity wrapper. Since the investments are allowed to grow in a tax-deferred manner, it’s often marketed as “like a Roth IRA”. In reality, they usually only make sense for individuals only after they max out all available IRA and [...]

  • Senator Al Franken To Introduce Legislation To Curb Debt Collection Abuse

    Updated: 2010-09-27 09:19:31
    FMD Consumer Blog Consumer News Consumer Help Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Senator Al Franken To Introduce Legislation To Curb Debt Collection Abuse Tags : Senator Al Franken Debt Collection Abuse Debt Collection Debt Collectors Illegal Collections FDCPA FTC Federal Trade Commission ACA International Categories : Consumers Debt Debt Collectors Posted by allen on 9 26 2010 11:19 PM Comments 0 According the the Minneapolis Star Tribune , Senator Al Franken will be introducing legislation aimed at curbing debt collection abuses . Apparently Senator Franken became quite shocked by the increasing number of lawsuits being filed by consumers against abusive

  • 10 Day Give – FAQ

    Updated: 2010-09-26 15:40:54
    I wanted to answer a few common questions about the 10 Day Give – Starting  October 1st!… Why are you doing it? The main reason is that I like to maintain an attitude of giving to those around me. It is easy to get caught up in the daily grind and overlook all the people [...]

  • Announcing a New (Upcoming) Consumer Book – Suing Abusive Debt Collectors – Don’t Get Mad Get Even by Allen Harkleroad

    Updated: 2010-09-26 14:24:00
    FMD Consumer Blog Consumer News Consumer Help Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Announcing a New Upcoming Consumer Book Suing Abusive Debt Collectors Don’t Get Mad Get Even by Allen Harkleroad Tags : Sue Debt Collectors Stop Debt Collectors Debt Collectors Debt Collection SUeing Debt Collectors Illegal Debt Collection FDPCA FCRA TCPA TILA FTC Federal Trade Commissions Fight Debt Collectors Categories : Consumers Debt Debt Collectors Posted by allen on 9 26 2010 4:24 AM Comments 0 Learn How to Sue Debt Collectors that break the law and stop the debt collectors cold . Don't get mad , get even Allen Harkleroad’s upcoming consumer book will be in an easy to

  • ING Direct Offer and DFA Link Rally Changes

    Updated: 2010-09-26 09:38:26
    ING Direct now offering 1% cash back on Electric Orange debit card purchases, and I'm tweaking the purpose of the DFA Link Rallies... be sure to share your thoughts.

  • The Quickest and Easiest Way to Sue a Debt Collector for FDCPA Violations

    Updated: 2010-09-25 17:04:00
    FMD Consumer Blog Consumer News Consumer Help Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe The Quickest and Easiest Way to Sue a Debt Collector for FDCPA Violations Tags : Stop Debt Collectors How to Sue Debt Collectors Debt Collectors Debt Collection FDCPA FCRA TCPA TILA Mini Miranda Phillips and Cohen Associates Pro Se Litigants FOTI v . NCO FINANCIAL SYSTEMS . INC INMAN v . NCO FINANCIAL SYSTEMS . INC 1ST NATIONWIDE COLLECTION AGENCY v . WERNER Masciarelli v . Richard J . Boudreau and Associates Jeter v . Credit Bureau . Inc Categories : Consumers Debt Debt Collectors Posted by Allen on 9 25 2010 7:04 AM Comments 0 I've been doing a lot of legal research for my next

  • Debt Collectors Phillips and Cohen Want Money from You Because Your Momma Just Died

    Updated: 2010-09-24 18:07:00
    FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Debt Collectors Phillips and Cohen Want Money from You Because Your Momma Just Died Tags : Phillips and Cohen DCM Services LLC Estate Information Services LLC Weltman Weinberg and Reis Co . of Cleveland West Asset Management Inc . of Omaha Debt Collectors Debt Collection Nordstrom Citigroup Wells Fargo J.P . Morgan Chase and Discover Financial Services FDCPA Categories : Consumers Debt Debt Collectors Personal Finance Posted by Allen on 9 24 2010 8:07 AM Comments 0 Believe it or not there are debt collectors such as Phillips Cohen Associates LTD , DCM Services LLC of Golden Valley

  • Savings Angel: Save Money Couponing

    Updated: 2010-09-24 16:07:42
    I just recently heard about SavingsAngel.com (not to be confused with Angel Food Ministries - another way to save on groceries). Basically, they help make couponing simpler and faster. I have always been intrigued by those people who spend $100 to get $400 worth of groceries each month, but if you ask them, it takes a lot of work and time to save that much couponing.

  • Is Financial Peace University Worth It?

    Updated: 2010-09-24 12:00:56
    Is Dave Ramsey's Financial Peace University is worth the money? Let's take a look...

  • Chase Commuter Cash – New York Metro & California San Francisco Bay Area

    Updated: 2010-09-24 10:09:57
    Chase Bank has some potentially helpful offers for users of public transportation and taxi cabs in New York City and the California San Francisco Bay Area – a potential savings of 7-10% cash back, up to $50 total. You must enroll your Chase debit or credit card beforehand, and only signed “credit” transactions apply. See [...]

  • Bank of America Small Business Checking $200 Bonus

    Updated: 2010-09-24 09:57:24
    I logged out of my Bank of America business account and saw this $200 bonus for new business customers with relatively achievable requirements. (New means you don’t have an existing business account, and must have closed your old account at least 90 days ago.) Earn $150 when you deposit at least $750 per month into [...]

  • Top 8 ways to Simplify Your Financial Fallouts

    Updated: 2010-09-24 09:13:45
    It is important to be well informed about your financial situation to avoid financial fallouts. You need to seek the assistance of a credit counselor to handle your finance during a crisis situation. Some ways to simplify your financial fallouts are: Keep a track your financial condition and analyze where your money is going. Create a [...]

  • UPDATED: Junk Debt Collector Phillips & Cohen 866-504-9784 You’re About To Be Sued

    Updated: 2010-09-23 23:49:00
    : FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe BUSTED : Junk Debt Collector Phillips Cohen 866-504-9784 You’re About To Be Sued Tags : Phillips and Cohen Junk Debt Collectors 866-504-9784 Debt Collection Illegal Debt Collection Abusive Debt Collectors FDCPA FDCPA Violations FTC Federal Trade Commission Beat Debt Collectors Categories : Consumers Debt Debt Collectors Posted by Allen on 9 23 2010 1:49 PM Comments 0 To whom it may concern at Phillips Cohen , the debt collector that called me today and referenced a file number and told me to call them back or a would be pursued , is the same guy on that called me from another

  • How to Start a Budget: Things I’ve Learned The Hard Way

    Updated: 2010-09-23 16:06:41
    Budgeting isn't always easy. In fact, it's very difficult if you've never consistently stuck to one. When Courtney and I (John) first started budgeting, the only thing we could do is follow vague percentages and use a lot of trial and error. We had no idea how to start a budget and as a result the first few months didn't turn out so well. However, we learned a lot of things along the way...

  • Retirement Post Roundup

    Updated: 2010-09-22 16:51:36
    Here are some articles relating to retirement that I have read recently and thought were worth sharing. Secrets to maximizing Social Security at Yahoo Finance. When is the right time to apply for Social Security at The Sun’s Financial Diary. Tax efficient investing for retirement at The Digerati Life. 10 ways to boost your retirement [...]

  • The Small Business Jobs Act: How Will You Benefit?

    Updated: 2010-09-22 16:00:39
    With these great concerns heading into a political showdown in November, Democrats and Republicans alike are trying to solve this economic mess. So here comes the Small Business Jobs Act!

  • Free 50,000 Points Worth $500+: American Express Business Gold Rewards Card

    Updated: 2010-09-21 12:00:18
    American Express just announced a whopping 50,000 Membership Rewards point bonus for their Business Gold Rewards Card, which is one of their upscale-oriented charge cards where you must pay off the balance each month but get nice perks like purchase price protection and the AmEx extended warranty. New members can earn 50,000 Membership Rewards (MR) [...]

  • Break Out of Your Personal Finance Slump

    Updated: 2010-09-21 08:44:53
    Use these tips from @GoBankingRates to regain your motivation and break out of your personal finance slump.

  • Jeff at SustainableLifeBlog.com Shares His Debt Free Adventure

    Updated: 2010-09-20 14:56:07
    My friend Jeff at SustainableLifeBlog.com shares with us his very own Debt Free Adventure... come check it out.

  • Quick Loan Tips – Managing your Personal Loan in 5 Simple Steps

    Updated: 2010-09-17 08:51:43
    Finding a personal loan and managing it effectively is a challenge. You need to do adequate research to ensure that you are opting for the right kind of loan. You can get personal loan easily now-a-days either online or by just making a phone call. Make sure you decide the right type of personal loan [...]

  • Repost: Something Harassing Debt Collectors Rather You Didn't Know

    Updated: 2010-09-17 08:45:37
    : FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Repost : Something Harassing Debt Collectors Rather You Didn't Know Tags : Debt Collectors Debt Collection Debt Collector Harrasment FDCPA Fair Debt Practices Act Consumers Debt NACA Categories : Consumers Debt Debt Collectors Posted by allen on 9 16 2010 10:45 PM Comments 0 There are many unscrupulous debt collectors out there that violate the Fair Debt Collection Practices Act FDCPA many times each day . Things like calling your neighbors and telling them you are a dead beat , or telling you they are sending the police to put you in . jail By law they cannot do either of these

  • Consumer Headlines of the Week

    Updated: 2010-09-17 08:23:51
    FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Repost : Something Harassing Debt Collectors Rather You Didn't Know Consumer Headlines of the Week Tags : Consumer News Foreclosures Debt Collectors Debt Collection Consumers Scams Scam Artists Bankruptcy Bank Fees Prepaid Debit Cards Credit Card Debt Economy Categories : Consumers Credit Cards Debt Debt Collectors Economy Posted by allen on 9 16 2010 10:23 PM Comments 0 Below are consumer news that I have come across this week and thought might be of interest to my . readers U.S . Homes Lost to Foreclosure Up 25 Percent Fox News Painesville , OH debt collection firm files for

  • A Double Dip in Housing?

    Updated: 2010-09-16 15:45:24
    The UK housing market looks increasingly uncertain with conflicting signals over the future of house prices. Nationwide Building Society said on Sept. 2 that house prices fell 0.9 percent in August, the most in six months based on its measure. However, Halifax reported a surprise rise in August, giving a mixture of both falling and [...]

  • PineCone Application Links + Other Paid Surveys

    Updated: 2010-09-16 11:55:34
    PineCone Research remains one of the better paying and reliable survey companies, with a payout of $3 (check or PayPal) for each 15-minute online survey. The annoying part is that they only take applications intermittently. Here is the current application link at Pinecone Research, which is again accepting new members. (May expire at any time, [...]

  • One Good Thing In A Bad Economy, Junk Debt Buyers Are Losing Their Shirts

    Updated: 2010-09-15 21:25:12
    , FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe One Good Thing In A Bad Economy , Junk Debt Buyers Are Losing Their Shirts Tags : Economy Debt Collectors Debt Collection Junk Debt Buyers Hudson Keyse LLC Bankruptcy Karma Bad Business Inside ARM Crains Cleveland Business Categories : Consumers Debt Debt Collectors Economy Posted by allen on 9 15 2010 11:25 AM Comments 0 Personally speaking I enjoy seeing junk buyers going out of business . In a bad economy and buy old junk bad debts is a surefire way to go out of business . Junk Debt buyers by old uncollectible debts for a couple of cents per dollar and try collecting the full

  • Need a Free Laptop?

    Updated: 2010-09-15 00:46:05
    Elle of Couple Money is giving away a free laptop to celebrate the one year anniversary of her website. Find out how to win!

  • Credit Repair for people with Bad Credit

    Updated: 2010-09-14 09:06:31
    Bad credit is rapidly becoming an accepted phenomenon among many Americans. Due to the existing financial crisis, many have had to make the unenviable decision of succumbing to bad credit or put food on the table. People with bad credit however should not despair, as they are several mechanisms that can be utilize to help them [...]

  • LendingClub Investment Criteria – What Loans To Avoid?

    Updated: 2010-09-14 09:03:04
    LendingClub.com (LC) is a website that securitizes person-to-person loans so that you can lend money to other people in as little as $25 increments, and you earn the interest. The idea is to replace banks and credit cards as the major middlemen used for lending. Here’s an illustration from their site: Now, if you read [...]

  • ING Retirement Calculator

    Updated: 2010-09-13 16:14:52
    ING has been advertising their retirement calculator a lot lately so I thought I would give it a try. The calculator is pretty simple. It just asks six questions: How old are you? Are you married? What’s your current household income? At what age do you plan to retire? How much annual income will you [...]

  • Slush Fund – Save it For a Rainy Day

    Updated: 2010-09-10 06:21:08
    Saving money in a Slush Fund creates options. Pay off debt THEN save, or SAVE to pay off debt. Which do you prefer?

  • Target Asset Allocation for Investment Portfolio – 2010 Update

    Updated: 2010-09-08 09:23:34
    Asset allocation (AA) is an important part of portfolio design, and I like pinning down a target asset allocation for personal reference. This helps keep me focused as my portfolio shifts over time and makes it easy to re-balance back. For some educational posts on this topic, please refer to my asset allocation starter guide. [...]

  • Looking for Remortgage Brokers – What should I need to know?

    Updated: 2010-09-08 08:29:05
    Are you looking for a remortgage broker? Finding the right remortgage broker to meet your needs is an important part of the borrowing process. If you are considering a remortgage you will want to compare all options that are available to you and get the best deal you can. This is why it is so [...]

  • Hopeful Debt Story of Angie and Raymon

    Updated: 2010-09-08 01:55:04
    Awesome debt testimonial against credit card debt and encouraging faith and reliance upon God for help. Great stuff.

  • Tips on How to Get a Loan to Start Your Business

    Updated: 2010-09-07 04:08:56
    Starting a business is a fun venture – but also a unreliable one. It isn’t simple to put together something that can serve you to make money. One of the hardest things is trying to get the money that will permit you to purchase each of the supplies you need. There are definite things you [...]

  • Getting an a+ Grade for Your Paper While You are Working

    Updated: 2010-09-06 19:25:10
    You might think that it is not a good thing to buy custom essays; however, you might change your mind if you happen to experience difficult time in college. As a college student, it is very common to have so many activities, especially a part time job. Sometimes, your part time job is almost the [...]

  • SmartyPig Upcoming Interest Rate Drop To 1.75% APY

    Updated: 2010-09-06 16:51:10
    Online savings site SmartyPig.com just announced that they will drop their interest rate from 2.15% APY to 1.75% APY on September 7th, 2010 (for balances up to $50,000, FDIC-insured). While this is sad news, and of course happened after I initiated a funds transfer over there, they do still offer one of the highest overall [...]

  • Applying For a Business Loan – Cash Flow, Collateral, Credit Score

    Updated: 2010-09-05 09:07:21
    It is quite a process when you apply for a business loan at the bank or credit union. A lot of business owners think that financial institutions are asking for the world when they try to apply for a loan. Some people still remember their mortgage application process few years ago when “no income” and [...]

  • DFA Link Rally: The Ketchup Post

    Updated: 2010-09-04 11:00:09
    Personal finance links to help readers and writers alike. A lot of solid content.

  • Finance Reminders Worth Passing On

    Updated: 2010-09-03 11:00:38
    Ready to take the plunge with ING Direct? Open an account now and earn $25. Solid invest returns and borrowing opportunities with Lending Club. If they suit you, check 'em out.

  • How to get Secured Personal Loans with Bad Credit

    Updated: 2010-09-03 07:20:08
    Borrowing money for unexpected emergencies or in tough times is fine as long as you can afford to pay it back. This is where secured loans can come in handy and are ideal for anyone suffering from bad credit and is having difficulty obtaining unsecured loans. Secured loans vs. Unsecured Loans Secured loans are loans backed by [...]

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